Members: Log In

Is your retirement income safe?

If you’re retired or nearing retirement, our easy-to-use online suite of tools will help you secure and maintain safe, growing income from dividend stocks.

Start Your 10-day FREE Trial

** No Credit Card Required **


Establishing a safe source of income to meet your standard of living in retirement is one of life’s most important goals.

Mutual funds and financial advisors say they’ll help get you there, but they too often disappoint while costing you thousands of dollars in fees each year.

You want to do this yourself and oversee your own portfolio, but you’re no financial guru. How are you going to decipher good from bad?

You only get one shot at this, and avoiding devastating mistakes with your retirement portfolio is essential to sleeping well at night.

The Simply Safe Dividends Way

Our curated set of online tools and information can help you generate a safe, growing stream of retirement income from dividend stocks — without the exorbitant fees charged by mutual funds and financial advisors.

We can also help you become a more responsible investor with your nest egg, avoiding companies with the greatest risk of slashing their dividends and permanently eroding the value of your portfolio.

Thousands of retirees have used Simply Safe Dividends to make sure their portfolios are responsibly invested and aligned with their income goals and risk tolerance.

Most of our customers are not financial gurus or accountants. They are everyday people who need a trusted source of quality, dependable information to safely build and maintain a dividend portfolio to last a lifetime.

From our Dividend Safety Scores to our monthly newsletter and portfolio income tracker, every part of Simply Safe Dividends is carefully constructed by a real equity research analyst and CPA – Brian Bollinger.

Simply Safe Dividends is your one-stop shop for all the information you need to safely build, grow and eventually harvest your dividend portfolio for retirement income.

Start Your 10-day FREE Trial

What Members are Saying…

“I am an A plus physician and a D plus stock investor. My individual and mutual fund investments over time have done poorly due to impatience, ignorant choices, and high fees.

 

Brian’s service is an ideal match for me. After years of painful mistakes, I now share his strategy of long term investing in top quality dividend yielding stocks rather than short term speculating. Had I applied his investing strategy years ago my retirement would be secure.  Instead I am playing catch up now. But with Brian’s sensible guidance I am on my way to developing a high quality dividend producing portfolio.

 

I don’t like giving up control of my investments to money managers who rarely beat indices over time, charge high fees, and can put clients at excess risk.

 

Simply Safe Dividends is a bargain. It allows me to be an active investor without making ignorant choices. Brian does the heavy lifting for his clients. He researches each highly selected pick exhaustively. Then he offers easy to understand analysis and data on each recommendation, plus on thousands of other companies if one wishes to invest “off the reservation”.  He offers several groupings of stocks to choose from depending on ones tolerance for risk, time horizon, or strategy. I choose companies from each list to form my own super grouping, with emphasis on “Conservative Retirees” picks.

 

The Portfolio Analyzer lets me review my portfolio components from all sides: quality rating, dividend risk, yield, distribution frequency, etc. It’s an easy way to plan one’s retirement.

 

I am addicted to Simply Safe Dividends’ monthly newsletter.  Brian’s monthly recommendations allow his clients to dollar cost average into highly rated stocks which are long term dividend yielding winners trading at temporarily depressed prices. It’s a monthly value play styled after Warren Buffett’s success.

 

Lastly, when I email Brian with questions about his or other stocks, he responds promptly, thoughtfully, humbly, and always insightfully. Brian is a like young Richard Russell, and I intend to profit from his passion and skill over time.”

– D.G., Florida

“I am 59 years old and have accumulated savings over a thirty year career and am now faced with the challenges of how to use the savings to provide an income stream in retirement.  I previously had investments in a managed account (charging 1% of assets each year) run by seasoned investment advisors with an impressive 30 year track record whose primary objective was preservation of capital.  After experiencing a 60 percent drawdown in 2008, I gradually liquidated my investment with them, ending up with most of my money in cash by the summer of 2015.  I was determined to do my best to avoid a repeat experience, but recognized that an all-cash approach to retirement investments was not going to work.  I also came to the conclusion that paying ‘experts’ 1% per annum was simply not cost effective in the current extreme low yield environment, so decided that I would try and learn as much as I could about making my own investment decisions.

 

Historically, someone in my situation would have constructed a ‘balanced’ portfolio of fixed income investments and stocks, with the fixed income portion likely making up at least half of the portfolio and yielding five percent or so.  Unfortunately for those of us planning for retirement, we live in an time of unprecedented low rates.  In my search for alternatives, I was drawn to dividend stocks because it is one of the few areas that seemed to at least offer the possibility of providing a reasonable income stream on invested capital.  Having said that, I was well aware that investments in stocks are risky, that there is tremendous demand for yield, and that stocks in general, and many dividend stocks in particular, have had huge gains in recent years.  I needed to find out if there were dividend stocks that offered a reasonable income stream along with reasonable risk-reward characteristics appropriate for someone like me headed into retirement.

 

I researched several dividend sites on the Internet including Simply Safe Dividends (SSD). Several things drew me to SSD. In a relatively short amount of time several things became clear to me:

  • SSD has a thorough knowledge of dividend stocks and is extremely good at teaching others about them.
  • SSD has lots of data and targeted tools for the do-it-yourself dividend stock investor, including a Dividend Screener and Portfolio Analyzer.
  • The site is always improving, having a steady stream of new, informative articles along with continuous additions and upgrades of targeted tools.
  • SSD is cautionary and realistic about the current environment.  Candid about the fact that this is an extremely difficult and risky time to hunt down yield.
  • SSD is passionate about the subject and Brian’s responsiveness to questions and suggestions is outstanding.
  • SSD has actual portfolios with continuous updated commentary on the underlying components.

All of those factors made the relatively inexpensive commitment to join worthwhile.  My general impression from the other sites were that they did not have the in-depth knowledge that SSD has and were more hyped up to sell subscriptions than they were about actual content.  Several of the other sites were simply not realistic about the current environment and send out emails along the lines of this: ‘It’s Time to Buy These 8-11% Dividends’ (a real title of an article link sent in an email) without balanced commentary of the risks involved.”

– John S., New York

“The value of joining Simply Safe Dividends was self-evident. I love that there is not a single advertisement on the site, and the research contains so much more content. Brian also listens to the feedback and needs of his members and is always working to further improve the service. I remember when he added the portfolio analyzer tool with data I had desired. Not that he did it just for me, but we actually talked on the phone about ways to improve the tool. He took my suggestions to heart. This is good business and I know through this experience that Brian is seriously interested in helping others.”

– Ernie B., Texas

“Simply Safe Dividends offers good value for the money. The site is well organized, and Brian’s article flow makes a conscious attempt to educate his readers and steer them out of trouble. At the end of the day, Dividend Safety, Growth, and Yield Scores can be very useful in making the “right” investment decisions.

 

The fact that there was a system in place to generate Dividend Safety and Growth Scores, as well as the variety and depth of the materials on the site, convinced me that Simply Safe Dividends was a good choice. The quality and organization of the site (e.g. training videos) all point to an organized mind.

 

Brian is a bright investor out of business school and cut his teeth with a large asset management firm. He is continuously looking for ways to improve the site and offer members more value.”

– D. Chen, California

Boost Your Dividend Portfolio

Start 10-Day Free Trial Now!

“Prior to discovering Simply Safe Dividends, I was subscribing to about half a dozen dividend advisory services. However, I was not quite happy with any of them. Why? Because none of those services had all the important data and necessary information I needed for me to make a wise decision to buy top dividend stocks on a long term basis. I felt frustrated since I had to go and dig into several advisory letters to collect my selection criteria items.

 

Then luckily, in early 2016, I just happened to come across Simply Safe Dividends. After subscribing, I knew I had made the right choice. Simply Safe Dividends gives ALL of the criteria items I need in just one place in both numerical as well as graphical format for each stock: dividend yield, P/E ratio, Dividend Safety & Growth scores, EPS & FCF payout ratios, ex-dividend dates, pay dates, 1-, 3-, 5-, and 10-year dividend growth rates, dividend payout history, return on equity, and more. In addition, Simply Safe Dividends supplies other information such as four actively-managed dividend portfolios with different return and risk objectives, a personal watch list tool, a monthly newsletter, various useful articles, and a portfolio analyzer tool.

 

Lastly, please note that as of March, I have canceled ALL of those dividend advisory services except for this one. Also, whenever I have contacted Brian for any advice or question, he has immediately answered me within 24 hours. I shall always remain very grateful for his excellent website.”

– Meer A., Florida

“It’s not news to any investor that we all took a significant hit in 2008. I turned 60 that year and had worked with two advisors getting ready to retire. Fees and poor performance took their toll and I knew I needed to take more control of my portfolio.

 

I had hopes of retiring at 60 or 62 but like many, decided to continue working. A colleague introduced me to and helped me understand the real essence of dividend investing. Previously, dividends were icing on the cake. Now they were much more.

 

Dividend safety and a healthy company trumped day-to-day stock price variation. Now I wanted to collect a safe dividend while trusting in the long term health of a company.

 

Sounded pretty easy to me and as with most things in my life, I jumped in and read everything I could find, no matter how conflicting the information. I subscribed to many services but spotting safety and growth seemed elusive.

 

One day, quite by accident, Simply Safe Dividends was mentioned in a Seeking Alpha article. I looked at the site and was hooked. I subscribed and even asked questions via email. Brian answered my questions, and the more I learned from him the more confident dividend investor I became. I am aware that his site, like others, is algorithm-driven, but unlike most, Brian is monitoring everything constantly.

 

After reading an analysis of a company, did you ever wonder how old the information was? Brian dates his research.

 

The attributes of his site are simply too numerous to mention all of them. All the fundamental metrics you would collect from multiple sites are all in one place in the Stock Analyzer. His recent rollout of the Portfolio Analyzer has set a bar much higher than any other site I’ve seen. Brian also oversees four Portfolios, with their own goals and performance stated, to use as a base for quality long-term ideas as well as a monthly update of the portfolios in his Newsletter.

 

I rely on his metrics heavily but I try my non-accountant best to study the companies I’m interested in. If you want one site you can trust to help you the most, it’s Simply Safe Dividends.

– Joe M., Oregon

“I am a registered investment advisor and focus on buying high quality dividend growth stocks to generate safe income for my clients. We’ve been using investment newsletters as our analyst team for a long time, but never encountered an affordable one which truly met our needs.  They seem to always be in marketing mode with article headlines designed to appeal to fear or greed and to inspire action.  I felt manipulated when reading newsletters as they always seemed to be touting their successes while sweeping the errors into an unseen corner.  Security analysis came across like a sales pitch, accompanied by little discussion of risk.

 

Then, we found Simply Safe Dividends (SSD).  We discovered a truly analytical service that is very responsive to our questions and particular needs with no marketing hype.  But it wasn’t until about six months into our subscription that we went beyond the site’s data and got hooked by Brian’s dividend portfolios.  We were awash in large cap mature companies with solid dividend growth but lacked in faster growing smaller companies with reliable dividend growth.   With the adoption of the Long Term Dividend Growth portfolio in the monthly newsletter, we’ve been able to tap into the real wealth of SSD – it’s analytical rigor and thoughtful construction.  May SSD never be spoiled by its inevitable success!

– Jim P., Oregon

Boost Your Dividend Portfolio

Start 10-Day Free Trial Now!

Ready to upgrade to a full membership? Review our plans and read customer testimonials by clicking here.

  • Warren Buffett's Best High Yield Dividend Stocks

Warren Buffett’s Best High Dividend Stocks – August 2017 Update

Warren Buffett's Berkshire Hathaway outperformed the S&P 500 by 11.1% per year from 1965-2016, generating an overall gain of 1,972,595% compared to the market's total return of 12,717%.   It's no wonder why investors closely monitor Warren Buffett's portfolio. He is arguably the greatest investor of all time, and his best investment advice can be seen here.   While Berkshire Hathaway itself does not pay a dividend because it prefers to reinvest all of its earnings for growth, Warren Buffett has certainly not been shy about owning shares of dividend-paying stocks, and we will analyze each of Buffett's dividend stocks in this article.   A dividend is often the sign of a financially healthy and stable business that is committed to rewarding shareholders. These are [...]

  • Bill Gates Portfolio Dividend Stocks

Bill Gates’ Portfolio: Reviewing the Richest Man in the World’s Dividend Stocks – August 2017 Update

Bill Gates is the wealthiest man on the planet with a net worth in excess of $80 billion.   Just like you and me, Bill wants to earn a return on his pile of cash. Of the 17 publicly-traded companies held in the Bill & Melinda Gates Foundation Trust, 12 pay dividends.   In this article, I track and analyze changes in Bill Gates’ portfolio of dividend stocks.   During the second quarter of 2017, Gates' trust trimmed its position in Berkshire Hathaway by 7% and reported a new $4.4 billion position in Microsoft (MSFT), which appears to have been transferred from Bill Gates' direction ownership to his trust instead.   Before analyzing the portfolio’s holdings, let’s review his investment strategy.   Bill Gates’ [...]

  • MKC Dividend

McCormick (MKC): A Dividend Aristocrat With Double-Digit Total Return Potential

Dividend aristocrats, S&P 500 companies that have proven to have stable and resilient enough business models to raise dividends for 25+ consecutive years, can be a great place to go looking for new income growth ideas.   Let's take a look at McCormick (MKC), a dividend aristocrat whose wide moat business has allowed it to raise its dividend by 11% annually for the last 31 years.   Even more impressively, the company has paid an uninterrupted quarterly dividend for the past 91 years, proving its dedication to rewarding dividend investors.   Specifically, let's find out what makes McCormick such a stable blue chip, and more importantly if it's likely to be able to continue its impressive growth record in the coming years. [...]

  • LEG Dividend Stock

Leggett & Platt (LEG): A Future Dividend King With Accelerating Payout Growth

With 46 straight years of dividend increases to its name, Leggett & Platt (LEG) is a dividend aristocrat and very close to becoming a dividend king, an even more exclusive club with members boasting 50+ consecutive years of payout increases.   What makes Leggett & Platt an even more interesting investment candidate is that over the past 30 years it has rewarded dividend investors with an impressive 10.8% annual payout growth rate.   Even more intriguing? While many dividend aristocrats and kings are widely followed blue chips, Leggett & Platt is a relatively small and under-followed name.   So let's take a look to see if Leggett is a potentially good long-term income growth investment, as well as whether now could be a reasonable time to buy [...]

  • NUE Dividend

Nucor (NUE): A Dividend Aristocrat That Could Benefit From the Trump Administration

Nucor (NUE) has increased its dividend for 44 consecutive years – every year since it first began paying dividends in 1973.   For a company operating in the cyclical steel market, this level of consistency is very impressive.   Nucor possesses a number of competitive advantages that have helped it navigate the many ups and downs the of the steel market, and the company could also be a large beneficiary of the Trump administration's plans to limit steel imports.   Let's take a closer look at this dividend aristocrat to see if it could be a high quality and timely investment idea for long-term dividend growth investors to consider.   Business Overview Nucor manufactures steel products in the U.S. and [...]

  • AWR Dividend

American States Water (AWR): The Longest Dividend Growth Streak in America

Companies that have consistently increased their dividends over the course of several decades are often some of the most resilient businesses in the market.   Dividend kings are especially popular with income investors because they have boosted their payouts for at least 50 consecutive years.   American States Water (AWR) is a small cap and under-followed dividend king with 63 straight years of dividend increases under its belt, the longest payout growth streak in the U.S.   Let's take a closer look at American States Water to better understand its competitive advantages, assess how quickly its dividend could grow in the future, and evaluate if today's valuation makes sense for investors, especially those seeking safe high yield stocks.   Business Overview Founded in [...]